Committee loan and chit management software
The committee product handles pooled lending where members subscribe each period and one takes the pool, decided by bid. It is administratively fiddly and unforgiving of a lost record.
What usually gets in the way
- ✕Paper registers of subscriptions and payouts
- ✕Bidding with no auditable record
- ✕Disputes about who has already taken the pot
What Byaj Batta does about it
Committee and members
The group, its members, subscription amount, period and term.
Bidding
Bids captured per period, including through a shareable link, with the winning bid recorded.
Payouts
The pool paid to the winning member and posted to the ledger.
Subscription tracking
What each member has paid and still owes across the term.
Built AI-native, not AI-bolted-on
Tezu, the built-in AI agent, answers questions about your own book in plain language, and AI import reads whatever spreadsheet you already keep — mapping arbitrary column headings onto customers, loans and deposits — so moving in does not mean retyping years of records.
See how the AI works →Frequently asked
How are bids recorded?
Bids are captured per period against the committee, and members can submit their own through a shared bid link.
Can I see who has already taken the pool?
Yes. Payouts are recorded against members, so who has taken and who has not is part of the committee record.