Daily collection and payday loan software
Daily lending lives or dies on the collection round. Hundreds of small instalments, one officer, one route — and every rupee has to be accounted for the same evening.
What usually gets in the way
- ✕Hundreds of tiny instalments tracked on a sheet of paper
- ✕Officers holding cash nobody has totalled
- ✕Advance payments that nobody credits properly
What Byaj Batta does about it
Daily and weekly schedules
Daily, weekly, twice-monthly, monthly, quarterly and yearly repayment, on flat or reducing-balance interest.
Route-wise collection sheets
The day's sheet per officer with serial numbers, customer, due and overdue, printable or worked on the mobile app.
Advances shown honestly
Money paid ahead of schedule is shown as an advance against future instalments rather than silently disappearing into the balance.
Cash-in-hand
What each officer has collected and not yet handed in, with branch and bank deposit recorded and approved.
Payday lending
Short-term advances repaid on the next salary date, as a distinct product with its own terms.
Built AI-native, not AI-bolted-on
Tezu, the built-in AI agent, answers questions about your own book in plain language, and AI import reads whatever spreadsheet you already keep — mapping arbitrary column headings onto customers, loans and deposits — so moving in does not mean retyping years of records.
See how the AI works →Frequently asked
Does Byaj Batta support daily collection lending?
Yes. Daily, weekly and twice-monthly repayment frequencies are supported, with route-wise collection sheets per officer.
How are advance payments handled?
An amount collected beyond what is due is held as an advance against future instalments and shown as such on the collection sheet.
Can I see what cash a collector is holding?
Yes. Cash-in-hand per officer is tracked from collection through to branch handover or bank deposit.