Mobile phone and device finance software
Financing a handset means the asset is in the borrower's pocket from day one. The record has to identify the device precisely, and the recovery lever — locking it — has to be reliable enough to rely on and controlled enough not to be misused.
What usually gets in the way
- ✕Devices financed with only a model name on record
- ✕No lever at all when a borrower stops paying
- ✕Down payment and financed balance conflated
What Byaj Batta does about it
Device on the loan
Make, model, IMEI, second IMEI or serial number, device value and down payment, with the financed balance carried by the loan.
Remote lock and unlock
Locking and unlocking an enrolled handset through the device-management provider, with the command sent before the status is recorded — so the screen never claims a lock that never reached the phone.
Enrolment
The platform links the handset to its enrolment automatically where the provider exposes it, so the loan and the device are tied together without copying identifiers by hand.
Documents and photos
Invoice, device photographs and the loan agreement held against the loan.
Built AI-native, not AI-bolted-on
Tezu, the built-in AI agent, answers questions about your own book in plain language, and AI import reads whatever spreadsheet you already keep — mapping arbitrary column headings onto customers, loans and deposits — so moving in does not mean retyping years of records.
See how the AI works →Frequently asked
Can a financed phone be locked remotely?
Yes, for a handset that has been enrolled with the device-management provider and carries its agent. A device that is not enrolled cannot be locked, and the system refuses the command rather than recording one that never landed.
What device details are recorded?
Make, model, IMEI, a second IMEI or serial number, device value and down payment.
Does locking work on any phone by IMEI?
No. The handset must have been enrolled and provisioned with the provider's agent — enrolment happens at the point of sale or on a device handed over for it.