Software for every kind of lending institution
An NBFC, a Nidhi company and a village credit society are not doing the same job, and a system that treats them as though they are ends up fought rather than used. Byaj Batta is one platform configured per organisation — the loan products, the origination workflow, the chart of accounts and the compliance screens all follow what you actually are.
Frequently asked
Which types of financial institution does Byaj Batta support?
NBFCs, Nidhi companies, Section 8 not-for-profit companies, microfinance institutions, co-operative credit societies, SACCOs, licensed money lenders and committee or chit-style groups.
Is the software different for each institution type?
It is one platform, configured differently. Loan products, origination workflows, approval chains, the chart of accounts and the fields captured on each form are all set per organisation, and compliance features such as the Nidhi Register of Members appear where they apply.
Can one organisation run more than one type of lending?
Yes. Group loans, individual loans, gold, vehicle, device finance, overdraft, committee lending and deposits can run side by side in one organisation, each with its own scheme and workflow.
Does it work outside India?
Yes. Currency and organisation details are configurable and the core lending, deposit and accounting features are not India-specific, though some compliance modules such as the Nidhi rules are.