Free tools for lenders
Calculators and formats we built for our own customers — NBFCs, Nidhi companies, microfinance institutions, credit co-operatives and money lenders. Free, no signup.
Flat vs Reducing Balance EMI Calculator
See what a “12% flat” quote really costs on a reducing basis, side by side.
Daily & Weekly EMI Calculator
For daily-collection, SHG and microfinance loans, where the instalment is not monthly.
Nidhi NOF & 20:1 Deposit Ratio Calculator
Net Owned Funds, the deposit cap, remaining headroom and the 200-member rule.
Free collection sheet & import formats
Collection sheet, customer master, loan book and Nidhi shareholding formats. CSV.