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Manage Your Loans Effortlessly

From loan origination to collections, accounting to compliance — manage your entire microfinance operation from one platform. Built specifically for Indian MFIs, NBFCs, and cooperative banks.

Or call us directly: +91-6375615933

Byaj Batta Dashboard

₹2.4Cr

Portfolio

98.5%

Collection

1,247

Active Loans

Collection Rate: 98.5%

Today's EMI collections across all branches

₹12.4L

Collected today

50+
Loan Products
30 Days
Free Trial
99.9%
Uptime
360°
Customer View

Trusted by Microfinance Institutions Across India

Golden Finance LtdGuitaa TechnologySahayog MFIPragati FinanceSamridhi Microfinance
RK
PS
AP
SK
MJ
500+ happy users across India

Everything You Need to Run Your MFI

A comprehensive suite of tools built specifically for Indian microfinance institutions — from loan origination to accounting.

Multiple Loan Products

Configure unlimited loan schemes — JLG, SHG, individual, gold, vehicle, agriculture, education, and more. Set custom interest rates, tenures, penalties, and processing fees for each product.

JLG & SHG Group Loans
Individual & Gold Loans
Custom Interest & Tenure

Automated Collections

Auto-generate daily collection sheets for field officers. Track EMI payments in real-time, handle part-payments, prepayments, and overdue follow-ups — all from a single screen.

Auto Collection Sheets
Real-time EMI Tracking
Prepayment & Restructuring

Customer & Group Management

Complete customer lifecycle management with KYC verification, TV reports, field investigation workflows. Manage JLG groups, SHG federations, and center meetings effortlessly.

KYC & TV Reports
Field Investigation
JLG/SHG Management

Double-Entry Accounting

Built-in chart of accounts with 120+ pre-configured MFI accounts. Automatic journal entries on loan disbursement, repayment, provisioning, write-off, and fee collection.

120+ MFI Accounts
Auto Journal Entries
Trial Balance & P&L

Loan Lifecycle Engine

End-to-end loan processing from application → verification → approval → disbursement → repayment → closure. Built-in workflow engine with configurable approval chains.

Multi-level Approvals
Workflow Automation
Document Management

Fully Configurable

Add custom fields to any form — customer registration, loan application, KYC, TVR — without writing code. Configure loan schemes, branches, user roles, and workflows through the admin panel.

Custom Form Fields
Role-Based Access
Branch Configuration

Get Started in 3 Simple Steps

Go from sign-up to live in days, not months.

01

Sign Up

Register for a 15-day free trial. No credit card needed. Get instant access.

02

Configure

Set up your branches, loan schemes, and user roles. Import your existing data.

03

Go Live

Start managing loans, collections, and accounting from day one.

Built for the Indian Lending Ecosystem

From small money lenders in tier-3 cities to large NBFCs in metros — Byaj Batta is designed for how India lends money.

500+
Loan officers using the platform daily
₹50Cr+
Loans managed on the platform
15+
States across India

Customer Management

KYC, Groups, Field Verification

Collections

Auto EMI tracking

Reports

Hindi & English PDFs

Multi-Branch

Head office to field agent

20+ Built-In Capabilities

Every feature a modern microfinance institution needs — out of the box.

Loan OriginationDisbursement ManagementEMI CalculationCollection SheetsNPA ClassificationLoan RestructuringPrepayment HandlingSOA GenerationKYC VerificationField InvestigationGroup Lending (JLG/SHG)Branch ManagementChart of AccountsAuto Journal EntriesCustom Form FieldsRole-Based AccessWorkflow EngineApproval ChainsAudit TrailMIS Reports & Dashboards
FULLY CONNECTED

One platform, every channel

Payments, KYC, credit checks, lead capture and a borrower app — all built in. No glue code, no five vendors.

Payments & Collections

UPI / cards / NEFT via Razorpay, auto-receipts, GST invoices, and field-collection sheets.

KYC & Verification

Aadhaar, PAN, Voter ID, DL, bank penny-drop — pay-per-use from a prepaid wallet.

Credit Bureau

Pull bureau reports inside underwriting to decide faster with confidence.

Facebook Lead Ads

New leads from Meta forms drop straight into your CRM pipeline — automatically.

WhatsApp & SMS

OTP, reminders, statements and drip campaigns over WhatsApp — in Hindi or English.

Native Mobile App

White-labelled Android/iOS app for staff and borrowers, with offline field collection.

Bank-grade security
Encrypted, role-based access
Data hosted in India
On Indian cloud infrastructure
Full audit trail
Every action logged
Built for scale
From 1 branch to 1000s of loans

Why Choose Byaj Batta?

Purpose-built for the Indian microfinance ecosystem.

Go Live in Days

Pre-configured for Indian MFI regulations. No months of setup — start disbursing loans within days.

Transparent Pricing

No per-user or per-loan charges. Simple, flat monthly pricing that grows with your portfolio size.

Multi-Branch Ready

Manage head office, regional offices, area offices, and branches — all from a single platform.

Scales With You

Whether you have 100 borrowers or 100,000 — the platform handles it without slowdowns.

100% Cloud

No servers to buy. No software to install. Access from any device, anywhere. Automatic daily backups.

Bank-Grade Security

Isolated tenant schemas, encrypted data, role-based access, and complete audit trail for every action.

Indian Team. Indian Support.

Our support team speaks Hindi, English, and understands the Indian lending landscape. Call us anytime at +91-6375615933.

What Our Customers Say

"Byaj Batta reduced our loan processing time by 60%. The collection sheet feature alone saved us 3 hours daily per branch."

RK

Rajesh Kumar

CEO, Golden Finance Ltd

Jaipur, Rajasthan

"Moving from Excel to Byaj Batta was the best decision. Our NPA tracking and accounting is now automated and error-free."

PS

Priya Sharma

Operations Head, Guitaa Technology

Indore, MP

"The field investigation and KYC workflow is brilliant. My team completes verifications 2x faster now."

AP

Amit Patel

Branch Manager, Pragati Finance

Ahmedabad, Gujarat

Frequently Asked Questions

Ready to Transform Your Lending Operations?

Start your 30-day free trial today. No credit card required. Or book a personalized demo with our team.

Download Brochure

Or call us: +91-6375615933

Byaj Batta

Cloud-native microfinance management platform built for Indian MFIs, NBFCs, and cooperative banks. Manage loans, collections, accounting, and compliance from a single platform.

Get Started

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