Vehicle loan and auto finance software

Vehicle finance carries more paper than most lending: the asset, the dealer, the guarantor, the registration. Capturing it in stages — and refusing to let a file move on until the stage is genuinely complete — is what stops half-built applications reaching disbursal.

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What usually gets in the way

✕Applications reaching approval with no vehicle details filled in
✕Dealer payouts tracked outside the loan
✕Guarantor and co-applicant details captured inconsistently
✕Repossession managed entirely off-system

What Byaj Batta does about it

Staged capture

Applicant, vehicle, loan terms, guarantor, co-applicant and bank details captured in order, with the file unable to advance until the current stage has what it needs — manufacturer, model, variant, year, registration and fuel type before the vehicle stage closes.

Dealer channel

Dealers recorded and attached to an application, so channel-sourced business is identifiable.

Repossession and legal

Repossession recorded against the loan, and legal cases tracked where recovery goes that way.

Full origination

Field investigation with location, credit bureau pull, underwriting and a per-product approval workflow before conversion to a loan.

Built AI-native, not AI-bolted-on

Tezu, the built-in AI agent, answers questions about your own book in plain language, and AI import reads whatever spreadsheet you already keep — mapping arbitrary column headings onto customers, loans and deposits — so moving in does not mean retyping years of records.

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Frequently asked

Does it capture vehicle and RC details?

Yes. Manufacturer, model, variant, manufacturing year, registration type, fuel type, registration number and chassis and engine numbers are captured against the application.